Facts are facts, and you are paying for my opinion or advice. And that's what you'll get.
We're not focused on graphs and pie charts. I'm interested in you, your wants, your goals.
Things don't always go to your ideal plan. We understand this and implement contingency plans
Justin has knowledge across a range of financial service areas, and has a keen interest in assisting clients with their personal insurance and financial planning needs.
In 1997, Justin completed his Bachelor of Business, and in 2003 graduated from the Securities Institute of Australia with a Graduate Diploma in Financial Services. He has held an ASIC license since 2001, and has worked for some of Australia’s most respected financial institutions, both small and large.
Personally, Justin is married with two sons, enjoys mountain biking, running, HIIT workouts, and low and slow cooking on the weekends.
Say something interesting about your business here. Life insurance and Financial Advice services are provided by Experien Insurance Services Pty Ltd (EIS) ABN 99 128 678 937 and Experien Financial Services Pty Ltd (EFS) ABN 32 631 346 757. EIS and EFS are a Corporate Authorised Representative (No. 320626 and No. 1274354) of Affinia Financial Advisers Limited ABN 13 085 335 397 AFSL No. 23785
More than 20 years of experience helping clients prepare for the unknown while meeting their financial goals. Ask me about:
As an independent financial services firm, we can access many different products so you can get the right products and services for you.
We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long- and short-term strategies that will help you realise your financial dreams.
Here are some common questions.
There are millions of personalised questions to be answered,
so ask me.
Yes! Everyone can benefit from financial planning. We can help you make your best financial decisions at any income level.
Everyone is different. Partners are often different in their profile. We will work with you to help you establish the right balance of risk to reward for your investments. Some people think blue chip shares are secure, others think term deposits are secure.
Yes, this is a major component of your financial wellbeing.
Life, Total & Permanent Disability, Trauma, income protection, we can do it all. We have access to all major insurers, and deal with those that meet our criteria.
Like anything, the fee varies depending on the work involved in your personal situation.
Can you afford it, the question is can you afford not to? The tax savings in year 1 may even outweigh the fee.
Great question! What do you want to do in your super fund? Are you comfortable with trustee duties of an SMSF? Will retail or industry funds give you what you need? This deserves a chat about your individual needs. Don't base this on what your friend/ uncle/ friend at the pub said or is doing.
Here's a simple generic calculation. Take your spending, multiply that by 20 and that is a guide on what you need as a minimum.
So if you want $60k p.a. you're going to need about $1.2m. That is a 5% return. Very generic answer.
For the same reason you would use any professional or trade expert. You can buy oil, filters and sump plugs and change your own car oil. Leaking toilet, fence needs replacing? The big green shed can help you the equipment and Youtube the know how.
So why don't you do these things? When you hire a professional, you are buying their expertise and knowledge.
Interview a few advisers to find one you are comfortable with. This is a long term relationship not a transaction.
Firstly, only insurance pays via commission. Other advice is charged depending on what level of work is done. My job is to give you options and advice. Your job is to either agree or disagree.
CFP is a designation not a qualification. To use CFP you must be a member of the Financial Planning Association, FPA. I'm a member of the Association of Financial Advisers (AFA) so I can't use CFP.
I have completed the Graduate Diploma in Financial Planning, A bachelor of Business, FASEA, and have 20 + years experience.
Reach out with any questions or to set up a meeting to discover the best path to your financial freedom!
310 Edward Street, Brisbane City Queensland 4000, Australia
Monday - Friday: 8am - 5pm
Afterhours by appointment
Justin Tyne Financial Planning & Advice
WeWork 310 Edward St Brisbane
Copyright © 2022 Justin Tyne Financial Planning & Advice - All Rights Reserved.
Life insurance and Financial Advice services are provided by Experien Insurance Services Pty Ltd (EIS) ABN 99 128 678 937 and Experien Financial Services Pty Ltd (EFS) ABN 32 631 346 757. EIS and EFS are a Corporate Authorised Representative (No. 320626 and No. 1274354) of Affinia Financial Advisers Limited ABN 13 085 335 397 AFSL No. 237857.